TIP #95 – Who Needs Insurance? with Bhupesh Kaphle

I’m young, fit and healthy…do I really need health insurance? Can’t I cheap out and just not buy travel insurance? What exactly is professional indemnity?

Just like tax, there’s a lot of different types of insurance. And when we haven’t directly experienced a sticky situation, it’s often hard to see the value of it or understand what they entail.

In this episode, Bhupesh Kaphle talks us through the basics of insurance and why it’s important. At the end of the day, you’d rather have your back covered, than to have regrets when things don’t go to plan.

TIP #89 – Tax, What’s That? with Bhupesh Kaphle

We learn a lot of things throughout our extensive education, but the one thing we don’t really cover before we graduate is what to do when we suddenly have a taxable income.

Thankfully, even though I have no idea, we have people like Bhupesh Kaphle – an accountant and tax & business advisory specialist – where this is his area of expertise. In this episode, we cover all the tax basics from the different types of taxes, your assessable income, allowable deductions, choosing a good accountant and the importance of recording your expenses.

For those in a similar boat to me, who also get overwhelmed by this topic, I hope this is a beneficial episode for you to tune into!

#40 – Personal Finance with Dev Raga

We are very fortunate.

As dental professionals, we are lucky to earn a decent income straight out of university. But does that mean we’re good with money, or necessarily going to become financially independent?

COVID-19 has set many precedents, one that we could not have expected was that we could be restricted in our ability to provide for our patients and consequently stop our income in its tracks. An emergency fund, savings and investments for the future and other simple considerations allowed some to coast through this speed bump, and for others to spin out.

This episode we have the pleasure of speaking with Dev Raga from The Dev Raga – Personal Finance Podcast. Dev (his online alias) is a medical doctor who has a passion for personal finance. He runs a fantastic podcast that I strongly encourage you all to look into and learn from which shares foundational knowledge and principles in all things finance.